Frequently Asked Questions

The settlement of at least $5.54 billion is an agreement resulting from the class action lawsuit, called In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720  (MKB) (JO). The lawsuit is about claims that merchants paid excessive fees to accept Visa and  Mastercard cards because Visa and Mastercard, individually, and together with their respective member banks, violated the antitrust laws.   Read more information here or on the court-issued website.

 If your business accepted Visa or Mastercard credit or debit cards in the U.S. from January 1, 2004, to January 25, 2019, you might qualify to receive compensation. Complete the intake form in less than 1 minute to see if you qualify. Get Started Now.

If your business is eligible, the amount of your business award will be determined based on several factors, including the volume of Visa and Mastercard transactions your business processed during the eligible period (January 1, 2004, through January 25, 2019) and the specific settlement details. The more transactions processed, the higher your potential compensation might be. Start the application process here.

We only charge a fee if you are awarded a settlement. This 20% fee for our services, covers the time, expertise, and resources we dedicate to maximizing your claim. However, you are entitled to file your claim on your own at no charge. If you choose this route, you can find more information and the necessary forms on the official settlement website. If you want our team to handle the claims process, you may start the application process here.

The class action lawsuit and settlement documents can be downloaded from the bottom of this webpage or by visiting the official court-issued website. Please feel free to Contact Us directly with any questions.

Payments won't be issued until after the end of the Claims Period, February 4, 2025. The expected date is unknown at this time because the pro rata cannot be determined until all Claims are filed, reviewed, and the Court approves the final amounts.

Our team are not tax professionals. We recommend consulting a tax professional, as settlement payments may be considered taxable income.